Automobile Title Loans

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Borrow $1,000′s on your car or truck in 1 hour.

The one resource almost everyone has but usually overlooks is their car. You’ve invested in it and if it’s close to being paid off or already paid off in full- you have equity in it. All an automobile title loan does is let you to take out that equity. It’s like removing an equity line from a home mortgage for house renovations or repairs. As long as your car is in your name, this kind of short-term loan can work wonders for you.

For many people, having the car isn’t the problem- it’s that their credit is too low to get a traditional loan so they simply don’t think they can qualify for a title loan. No credit check is run when applying for this type of loan. The only consideration for the loan is the value and condition of the vehicle. In this case, the title of your auto is kept as collateral for the loan. And, you get to continue driving the vehicle like normal. And of course, you are still the rightful owner of the car. If you own an automobile – paid in full with no liens or current financing, automobile title loans can be a source of funds at a time when you badly need cash.

The loan is secured by the title to the vehicle. The maximum amount of the loan is determined by the value of your collateral. Typical lenders will offer up to 50% of the actual appraised resale value of the car, though some will go higher. The repayment dues are made within 14 days to a month of the loan on being issued. For lenders title loans are a very low financial risk, typically the loan amount is far less than the value of the automobile. But remember, your car is the collateral securing this loan so you need to pay back on time. Otherwise, when you default on the loan, the car would be forfeited and sold to resettle the balance of the loan.

Get financial help today. With automobile title loans, you get to keep your car and move forward with life! Visit us today at 15182 Goldenwest St., Huntington Beach or call (949) 566-8170 right now for a quick consultation. We can answer all your questions, instruct you how to fill out the paperwork and help you feel at ease about your decision.