Auto Title Loans in Huntington Beach, Long Beach, and Orange County
Summer is just around the corner again and that means lots of new activities, new clothes and more fun! But what if you’re strapped for cash? Don’t miss out on the best season of the year just because you are low on funds. You have cash parked just outside. In fact, with auto title loans you can take out cash against the equity in your vehicle and continue driving it like normal. It’s a simple process and only takes 15 minutes to complete the paperwork & get approved.
At times, the best of us get strapped for cash; we may have no credit or bad credit which keeps us from getting small loans from a bank or some other more traditional means. But with auto title loans- lenders offer you cash and in return you sign over the title of your paid-for or almost paid-for car to secure the loan. And the loan terms are negotiable depending on what works for your time frame and budget. There’s no credit check and only minimal income verification. And by federal law, title loan lenders have to disclose the interest rates in terms of the annual percentage. So you can feel secure knowing up-front what your rate and fees may be. If you go through us though- the highest origination fee we ever charge is just $75!
Often times, lenders also give auto title loans borrowers the option of interest-only payments for a set period of time. In these cases, the loans are usually set up for a longer period of time (compared to the typical 30 days) and the borrower can pay the interest only on the loan. This way you have more flexibility to pay back over a time period that works for you. These types of payments are called “balloon payments” where the borrower pays the interest of the loan each month and at the end of the term they still owe the full amount of the loan. Your loan consultant can explain all your options and help you select the right loan for you.
Drive off with your cash today- learn more about auto title loans right here in Huntington Beach! We’re conveniently located at 15182 Goldenwest St., Huntington Beach or call (949) 566-8170 right now for a quick consultation. Or, you can even visit us online to submit your information for a free, no obligation quote. We can answer all your questions, instruct you how to fill out the paperwork and help you feel at ease about your decision. Take advantage of this local service to get cash fast.