At Title Loans Orange County, we talk to people every day who have never considered title loans before. They’re often surprised to learn about some of the most basic features of our title loans — things that we’d consider fundamentals of most every loan we give. Understanding these basics will help illustrate the benefits of title loans, and help show how they’re different from traditional credit-based loans.

1: Car Title Loans Let You Keep Your Vehicle

Title Loans Orange County completes all car title loans without ever taking possession of your vehicle. You can get cash from us without giving up your car. Car title loans have you use your vehicle as collateral, meaning that it’s available for collection should you ever default on the loan. That doesn’t stop you from being able to drive as much as you want while paying off the loan as agreed!

2: Title Loans Don’t Require Perfect Credit

Because our loans are based on the value of your car, your credit score doesn’t matter. We can lend you thousands of dollars for immediate use simply based on the present and projected worth of the vehicle. Title loans are perfect for people who need cash fast, but don’t have the perfect credit to qualify for other types of lending.

3: Processing Title Loans Applications Is Fast!

We can process your application in just 30 minutes. Whether you apply online for an auto title loan or come visit us at our neighborhood location, we’ll complete the simple evaluation process and let you know how much you can borrow in just 30 minutes. All you need to do is bring your current car title, current registration and insurance, current pay stub, your driver’s license, and your car.

4: Retired Individuals Can Still Qualify

Because title loans are not based off of your credit, many of the common issues that stop banks and other lenders from giving you cash don’t apply. If you’ve had difficulty getting the money you need and own your car outright, we may be able to help — even if you’re on disability, or are permanently retired.

Car title loans can be a great solution when you need cash fast. If you own your car or are close to paying off your car loan completely, Title Loans Orange County may be able to help you get the cash you need. Fill out our contact form and we’ll see how we can help you!