When most people think of loans, they think of credit checks and credit scores. Auto title loans are different. They aren’t credit score dependent at all; in fact, you can get car title loans even if you have poor credit, or limited credit history. Auto title loans use the value of your car as collateral, making your credit score a lot less important.

Auto Title Loans Can Get Faster Approval

Because your credit score is of low importance, car title loans can offer a faster approval time than many other loans. There is no extensive background check, no complex credit analysis and the approval process is simple. Do you own your car outright? If not, are you close to having it fully paid off? What’s the current market value of your car? Are you a licensed driver in the state of California? All of these questions can be answered in minutes, allowing title loans to Orange County residents to be granted much more quickly than other loans.

What To Bring To Your Application

There are six things that you should bring for your auto title loans application. First, you’ll need to bring your car. The agent will need to examine it to determine its condition. In addition, you’ll need the pink slip, or the title sheet. This simply shows the agent that you are the owner of the vehicle, and that you have the legal right to take out a loan against the vehicle’s value. Finally, you’ll need to bring proof of registration and insurance, a valid ID, and proof of income. In order to get a loan from Title Loans Orange County, you do need to be a resident of California with a California driver’s license. Once you bring in all of the required items, you can expect a swift processing of your application.

How Much Cash Should You Expect To Get?

The amount cash you receive depends on how much cash you request and the total value of your car. Title Loans Orange County cannot lend anything less than $2,500, but the exact amount you borrow will depend on your unique situation. Don’t be discouraged if your car isn’t worth very much — we’ll do our best to find a loan that fits your needs.

Are you ready to see what kind of cash you could get from car title loans? Title Loans Orange County can help. Call us today at (949) 566-8170 to learn more or visit us at 15182 Goldenwest Street, Suite 101, Westminster, CA 92683.