Call Us: (949) 566-8170
15182 Goldenwest Street, Suite 101
Westminster, CA 92683
23591 El Toro Road
Lake Forest, CA 92630
How Our Program Works
At Title Loans Orange County, our processing is fast and easy. We have a dedicated loan specialist just waiting to discuss your needs and find the loan that best suits your needs. Just call 949-566-8170.
The Process is Quick:
- Just fill out the form above or call us
- Submit the necessary documents
- Get funded in less than 1 hour!
How Do Car Title Loans Work?
Our car title loans use the value and equity in your car or truck combined with your ability to repay to approve your loan. Here are the requirements to qualify for a car title loan:
- Vehicle must be in good working order
- Be gainfully employed and proof of income
- Car must have a clear title
Our welcoming loan representatives will explain the process in detail along with the documentation you will need to provide. Once your car title loan is approved, you will get the funds and will retain possession of your vehicle. It’s that easy!
What is My Minimum and Maximum Period of Repayment?
Our loans range from 24 months to 48 months repayment period, depending on the specific loan.
What is the APR for Your Gold Loans?
The APR for the Gold Program car title loan is 35.99% APR for all qualifying customers, meeting all required criteria as stated below.
What is the Cost of My Credit Going to Be?
The APR for our Gold Program is 35.99% for all qualifying customers, but can be lower depending on your creditworthiness, collateral, and agreed-upon terms. Loan amounts start at $5,500.00 with a term of 24 to 48 months. Most Gold Program loans will be charged an administration fee (origination fee) in an amount ranging from $262.00 up to 5% of the amount financed.
For a typical Gold Program loan of $7,500.00 with a 35.99% APR and a 38 month term, the payment is $333.73 and the total scheduled interest is $4,731.74. The interest on the loan may vary depending upon the timing of the payments made. There is no prepayment penalty. This means that you can pay off your loan at any time without penalty, and you will only be charged interest during the time that you have an outstanding balance. However, the administration fee (origination fee) is non-refundable.
When You’re in Need of Cash, Look No Further Than Title Loans Orange County.
Subject to specific underwriting criteria and ability to repay. In order to qualify, customers must have a 600 FICO score or greater. Principal amounts for Gold Loans start at $5,500 or are based on the state minimum. Other restrictions apply. Not all applications will be approved.
Call Today and Get the Cash You Need!
Loans Made Pursuant to Department of Corporations California Finance Lender License.